Real estate appraisal services for homeowners in the city of Paia and Maui County
Here are the top 7 reasons Hawaii homeowners need Mojgan Scheidler:
We at Mojgan Scheidler understand the individual needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Mojgan Scheidler will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close to yours. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Mojgan Scheidler is your strongest weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Mojgan Scheidler, we're seasoned in helping consumers just like you rid yourselves of unnecessary PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be troublesome from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Mojgan Scheidler can help you reinstate your home equity line of credit with a professional appraisal.
We Also Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? An appraiser from Mojgan Scheidler can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.